Washington State Insurance Practice Exam

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Prepare for the Washington State Insurance Exam with comprehensive study materials and quizzes. Enhance your understanding of insurance concepts through engaging questions and detailed explanations to excel in your upcoming exam.

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

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Which type of coverage is added without additional premium?

Primary Coverage
Umbrella Coverage
Additional Coverage
Extended Coverage

The correct answer is: Primary Coverage

In this scenario, the correct answer is "Primary Coverage" because it is a base level of coverage that is typically included in the policy without charging an additional premium. Primary coverage provides the fundamental protection for the insured against specified risks. On the other hand, options B, C, and D all suggest additional or supplementary coverage that would usually come at an extra cost to the insured. Therefore, in the context of coverage added without increasing the premium, primary coverage fits the description accurately.