Washington State Insurance Practice Exam

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Prepare for the Washington State Insurance Exam with comprehensive study materials and quizzes. Enhance your understanding of insurance concepts through engaging questions and detailed explanations to excel in your upcoming exam.

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What is true about pure comparative negligence?

Allows plaintiff recovery only if their fault is less than the defendant's
Allows plaintiff to recover damages even if they are 100% negligent
Allows plaintiff to recover damages without any fault consideration
Allows plaintiff to recover damages as long as they are not 100% negligent

The correct answer is: Allows plaintiff to recover damages as long as they are not 100% negligent

Pure comparative negligence allows a plaintiff to recover damages as long as they are not 100% negligent. This means that even if the plaintiff is mostly at fault for an accident, they can still recover damages, although the amount awarded may be reduced in proportion to their degree of fault. This contrasts with the other options: A. This statement is incorrect because pure comparative negligence does not require the plaintiff's fault to be less than the defendant's for recovery. B. This statement is incorrect because pure comparative negligence does not exempt the plaintiff from recovery even if they are 100% negligent. C. This statement is incorrect because pure comparative negligence takes into consideration the plaintiff's fault when determining the damages to be awarded.