Washington State Insurance Practice Exam

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What is absolute liability?

  1. Time period during which the policy provides coverage

  2. Clarifies terms used in the policy

  3. Imposed on defendants engaged in hazardous activities, such as harboring wild animals, using explosives, etc.

  4. Individuals or businesses protected by the policy

The correct answer is: Imposed on defendants engaged in hazardous activities, such as harboring wild animals, using explosives, etc.

Absolute liability refers to the legal responsibility for any damages or injuries caused by hazardous activities, without the need to prove fault. This option is incorrect because it does not pertain to the concept of absolute liability. Option A is incorrect because it refers to coverage time period, not absolute liability. Option B is incorrect as it pertains to clarifying terms in a policy, not absolute liability. Option D is incorrect because it refers to the individuals or businesses protected by the policy, not the legal responsibility imposed on them.

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