Washington State Insurance Practice Exam

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Prepare for the Washington State Insurance Exam with comprehensive study materials and quizzes. Enhance your understanding of insurance concepts through engaging questions and detailed explanations to excel in your upcoming exam.

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

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What does specific insurance cover?

A single location under one policy
A specific kind or unit of property for a specific amount of insurance
Multiple types of property at various locations
Personal liabilities only

The correct answer is: A specific kind or unit of property for a specific amount of insurance

Specific insurance covers a specific kind or unit of property for a specific amount of insurance. This type of insurance is designated to provide coverage for a particular item, such as a valuable piece of jewelry, a rare collectible, or a high-end electronic device. By insuring specific items individually, policyholders can ensure that they have adequate coverage for those particular items in case of damage, loss, or theft. This coverage is not meant to apply to multiple types of property at various locations (option C) under one policy, a single location (option A), or personal liabilities only (option D).