Washington State Insurance Practice Exam 2025 - Free Insurance Practice Questions and Study Guide

Question: 1 / 400

Which section of an insurance policy outlines the rules and procedures to be followed?

Declarations

The correct answer is A. Declarations. The Declarations section of an insurance policy outlines specific details about the policyholder and the property or individuals being insured. It typically includes information such as the policyholder's name and address, the policy period, the coverage limits, and any applicable deductibles. This section provides important information about the parties involved and sets the foundation for the rest of the policy.

Option B, the Insuring Agreement, typically states what is covered by the policy and the insurer's obligations. Option C, Conditions, generally outlines the rules and procedures to be followed. Option D, Exclusions, specifies what is not covered by the policy.

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Insuring Agreement

Conditions

Exclusions

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